FAQ - FAQ

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1

When Should I Apply for a Mortgage Loan?

415

2

What Documents are Typically Needed to Apply for a Loan?

366

3

Will There Be Any Up-Front, Out-of-Pocket Expenses?

441

4

What is an Appraisal?

371

5

Should We Be Pre-Qualified Before Choosing a Home to Buy?

331

6

What if I am Self-Employed or I Don't Have a Two-Year Job History?

344

7

What is a Credit Score?

393

8

What is a Rate Lock?

402

9

What is an APR?

392

10

What Are Points?

386

11

What Is PMI? Can I Remove the PMI on my Loan?

492

12

Where Will I Be Closing? How Much Money Should I Bring to Closing?

549

13

What is the Lowest Amount I Have to Use for a Down Payment?

465

14

Should I Put Down as Much as Possible When Buying My Home?

414

15

Will I be Disqualified if I've Ever Been Late on my Monthly Payments?

372

16

Is It Safe to Transmit Personal and Financial Information About Myself on Your Site?

373

17

Will the Information I Submit to Community Wide Mortgage Remain Confidential?

449

18

Does Community Wide Mortgage Sell Their Loans?

381